Ideal for companies that invoice customers on terms - manufacturers, wholesalers, transportation, construction, and more.
Smooth out cash flow during slow months by advancing funds on invoices from your busy seasons.Improve liquidity and free up cash for growth, investment, or debt reduction.
Stable suppliers deliver on time, maintain Factoring is a sale of receivables, not a loan - so you avoid adding liabilities and keep debt ratios healthy., and scale with your needs - reducing the risk of disruptions.
Receive the majority of your invoice value within 24-48 hours so you can cover payroll, buy inventory, and seize opportunities.
Four simple steps to better cash flow.
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Your finance team simply uploads approved invoices into the Billflow portal. No extra paperwork or complicated processes - just a quick, secure way to submit the invoices you want financed.
Once the invoices are uploaded, our team reviews and confirms them with speed and accuracy. This step ensures everything is in order so payments can be released without unnecessary delays.
After approval, Billflow advances funds on your outstanding invoices. You get paid within a few days, giving your business immediate working capital while Billflow waits for your customers to pay. This keeps your cash flow strong and your growth stress-free.
Billflow steps in to manage your receivables. Instead of waiting for your customer to pay, Billflow collects payment from them directly - on the original or extended terms. This gives you immediate access to cash while ensuring your customers can stick to their normal payment schedules.